Whether you are dealing with an attorney, Realtor, or seller, several things happen next, some of which are mortgage qualification, appraisals and inspections.

U.S. Home Inspection Team Inc. will perform a comprehensive visual inspection of the property. Any material defects will be noted with estimates, which include labor and material to correct these deficiencies.

In addition, we can also inspect and test (at an additional cost) for air quality and mold.

Septic tank/drain field inspection and seawall inspections are also available at an additional cost.

You will receive a detailed report within twenty-four hours. It is extremely important for you to be present during the inspection. How long will this take? It all depends on the condition of the property. In addition, be prepared with questions, because you will live there, not your Realtor, attorney or inspector. The time you spend there is invaluable. Not only would you see first hand any visible defects, but you will have an opportunity to become familiar with your new property. We will also give you precious preventative maintenance tips.

At this point you may be thinking, are we done yet? Not quite. These basic guidelines apply toward all types of purchases: single family homes, townhouse and condominiums. However, with regard to the last two, there are important factors, which you or your Realtor should investigate:

• Associations and their bylaws
• Assessments

Associations vary from development to development. One common theme is that they all take your money in the form of maintenance fees, monthly/quarterly.

Some of your concerns should be directed towards:

Roof: Who is responsible for repairs/replacement? How old is the roof?
Termite: Who is responsible for treatment?

Coupled with these, are there any upcoming assessments for: A new roof, painting, community pools etc.?

Ask don't assume anything. Check with the association, neighbors, sellers, so you don't get "stuck" with a costly bill upon moving in.

Last, take the time to check with local building departments with regards to permits for the piece of property you are purchasing. Many homeowners are very handy when it comes to renovations, additions, etc. They do everything well, with the exception of applying for the necessary permits. As is the case everywhere, you need permits for numerous repairs etc. What's the big deal? When you close on a home, you become the owner of record, and any work improperly done become your responsibility. US Home Inspection has seen cases where the city will fine you, make you undo or remove work done, translating into $$$ out your pocket. Most cities do not charge for information about recorded permits, and it is invaluable to you.

Overwhelmed?? All this is not meant to scare, but rather, educate you. The more you ask, investigate, the better off you will be. Not only that, but also these issues apply on any home you purchase. Never become complacent!!

When you call, we will ask more questions than you're probably prepared to answer, the majority of them you've read about here. Be patient, it's worth your while.

Finally, thank you for giving us the opportunity to serve you.